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AI is not replacing white-collar jobs in China. At least not as much and not yet. I have recently moved from Hong Kong to Shanghai. Having not lived in Mainland China since 2018 and having heard what an AI powerhouse China is aspiring to be, I found it fascinating that people are not encouraged and sometimes prohibited from using AI to improve their efficiency at work. This was due to data protection concerns, specifically PIPL, I was told by a friend who works for an America

提到反洗钱，你的第一反应是不是联想到银行或者金融机构？但实际上，目前反洗钱合规领域的一个趋势是：反洗钱法规覆盖的行业越来越广。如：地产中介，卖古董，字画，奢侈品，贵金属，豪华游艇的高价值交易商，律所，会计师审计师，非营利组织，等等，都需要构建自己的反洗钱流程，来符合当地的法规需要。 我曾经给一家跨国奢侈品零售商从0到1搭建过反洗钱框架，当时研究了十几个国家/地区的适用于贵金属交易商的反洗钱法规。由于奢侈手表，首饰，珠宝上大概率含有例如金、银、铂金、钻石、宝石等贵金属，所以在当地的反洗钱法规中，一家奢侈品零售商常常被归类为贵金属宝石交易商（Dealers of Precious Metals and Stones，以下简称DPMS）。 2025年，中国人民银行也出台了“贵金属和宝石从业机构反洗钱和反恐怖融资管理办法”。其中的第二条称：“本办法所称从业机构是指在中华人民共和国境内依法从事贵金属和宝石现货交易的交易商。从业机构开展人民币10万元以上（含10万元）或者等值外币现金交易的，应当根据本办法规定履行反洗钱义务。“ 总体来说，DPMS的反洗钱框架